CEO of Etihad Credit Insurance | Digital Transformation & FinTech Visionary | Innovation Strategist | Global Trade & Economy Futurist

A multi-award-winning digital transformation leader with over 20 years of experience driving the next generation of digital innovation across various industries. As a renowned technical visionary and empathetic leader, Raja has a proven track record of cross-functional leadership and successfully turning around and enabling businesses that contribute to the UAE's thriving economy. 

As the CEO of Etihad Credit Insurance, Raja plays an instrumental role in actualizing ECI's vision and mission. Driven by her inspiring vision to revolutionize the way businesses secure their future growth, she leads the organization into its next transformational phase with a focus on supporting UAE exporters, especially SMEs, promoting national economic growth, and further positioning the UAE as a global trading powerhouse.

Raja began her career in financial technology with an MBA in Global Leadership and Management from the United Arab Emirates University (UAEU) in 2005. Since then, she joined several reputable organizations in executive positions, including Higher Colleges of Technology, Dubai Holding, National Bonds Corporation, and Dubai International Financial Centre (DIFC).

Throughout the years, Raja has further expanded her credentials by completing executive education programs at Harvard Business School, London Business School, University of California at Berkeley, and Hawkamah Institute for Corporate Governance. Recently she graduated from the Singularity Executive Program, a leadership transformation program focused on the potential of exponential technologies for building a better world.

Beyond her core responsibilities, Raja serves on various boards, including the Harvard Business School MENA Advisory Board, Mohammed Bin Rashid School of Government, Zand Digital Bank, and Al Masraf Arab Bank.

Raja ‘s leadership is defined by her unwavering dedication to leveraging technology and innovation for a positive impact across industries. She is driven by a deep commitment to shaping the future of trade and the economy, constantly seeking opportunities to improve the lives of diverse communities. With a focus on cultivating winning mindsets and implementing scalable strategies, Raja strives to contribute to the UAE's position as a global hub for innovation and trade. Her efforts as a digital change agent and economic futurist have garnered recognition, reflecting her genuine passion for making a difference.